TERMS OF SERVICE
Effective Date: 1/1/2026
Last Updated: 1/1/2026
Introduction
Welcome to The END Solution Coaching. These Terms of Service ("Terms") govern your access to and use of our website, products, and services (collectively, the "Services").
By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, do not use our Services.
1. Acceptance of Terms
By creating an account, making a purchase, or accessing our content, you:
Confirm that you are at least 18 years old
Agree to comply with these Terms and all applicable laws
Acknowledge that you have read our Privacy Policy
Accept full responsibility for your use of the Services
If you are using the Services on behalf of an organization, you represent that you have authority to bind that organization to these Terms.
2. Description of Services
The END Solution Coaching provides:
Digital Products: Downloadable guides, courses, programs, and educational materials related to health, nutrition, emotional eating, and wellness coaching
Content: Articles, blog posts, recipes, and other informational content
Email Communications: Newsletters, marketing emails, and customer support
Services Are Subject to Change: We reserve the right to modify, suspend, or discontinue any aspect of our Services at any time without notice.
3. Account Registration
Creating an Account
To access certain features, you may need to create an account. You agree to:
Provide accurate, current, and complete information
Maintain and update your information as needed
Keep your password secure and confidential
Notify us immediately of any unauthorized access
Accept responsibility for all activities under your account
Account Security
You are responsible for maintaining the confidentiality of your login credentials. We are not liable for any loss or damage from unauthorized account access.
4. Purchases and Payments
Product Purchases
When you purchase a product from us:
You agree to pay all fees and charges at the prices in effect when you make the purchase
All prices are in U.S. Dollars unless otherwise stated
You authorize us to charge your payment method for the total amount
You are responsible for all taxes applicable to your purchase
Payment Processing
We use third-party payment processors (Stripe, PayPal, etc.) to process payments securely. By providing payment information, you represent that:
You are authorized to use the payment method
The information you provide is accurate and complete
You will pay all charges incurred
Order Confirmation
After completing a purchase, you will receive an order confirmation email with:
Details of your purchase
Download links or access instructions
Receipt for your records
5. Digital Product Delivery
Access to Products
Upon successful payment:
You will receive immediate access to digital products via email
Download links are typically sent within 5-10 minutes
Products are delivered via Google Drive or direct download links
You are responsible for downloading and saving products to your device
Access Issues
If you do not receive your product within 24 hours:
Check your spam/junk folder
Verify the email address used at checkout
Contact us at [email protected] for assistance
6. Intellectual Property Rights
Ownership
All content, materials, and products provided through our Services are owned by The END Solution Coaching and are protected by:
Copyright laws
Trademark laws
Intellectual property laws
This includes:
Text, graphics, images, logos
Course materials, guides, workbooks
Recipes, meal plans, templates
Videos, audio recordings
Software and design elements
License to Use
Upon purchase, we grant you a limited, non-exclusive, non-transferable, revocable license to:
Download and access purchased products for personal use only
Use materials for your own health and wellness journey
Print materials for your personal reference
Restrictions
You May NOT:
✗ Share, distribute, or resell our products
✗ Reproduce, modify, or create derivative works
✗ Upload products to file-sharing sites or torrent sites
✗ Use materials for commercial purposes
✗ Remove copyright or proprietary notices
✗ Teach, coach, or train others using our materials without permission
✗ Post our content publicly on social media, blogs, or websites
Violation of these restrictions may result in:
Immediate termination of your license
Legal action to recover damages
Criminal prosecution for copyright infringement
7. Prohibited Uses
You agree NOT to use our Services to:
Illegal Activity
Violate any local, state, national, or international law
Engage in fraudulent or deceptive practices
Impersonate any person or entity
Harmful Conduct
Harass, abuse, or harm others
Transmit viruses, malware, or harmful code
Attempt to gain unauthorized access to our systems
Interfere with the proper functioning of the Services
Unauthorized Use
Use automated systems (bots, scrapers) without permission
Reverse engineer or decompile our products
Remove or circumvent security features or access controls
Commercial Misuse
Resell, redistribute, or sublicense our products
Use our materials to create competing products
Use our content for commercial training or coaching without authorization
Violations may result in immediate termination of access and potential legal action.
8. User-Generated Content
Content You Submit
If you submit content to us (testimonials, reviews, comments, questions):
You grant us a perpetual, worldwide, royalty-free license to use, reproduce, modify, and display that content
You represent that you own or have rights to the content
You agree that we may use your content for marketing purposes
You waive any moral rights in the content
We May Remove Content
We reserve the right to remove any user-generated content that:
Violates these Terms
Is offensive, inappropriate, or harmful
Infringes on intellectual property rights
Contains false or misleading information
9. Medical and Health Disclaimers
Not Medical Advice
IMPORTANT: Our Services provide general health, nutrition, and wellness information for educational purposes only.
Our products and services are NOT:
✗ Medical advice, diagnosis, or treatment
✗ A substitute for professional medical care
✗ Intended to diagnose, treat, cure, or prevent any disease
✗ Supervised medical or psychological treatment
Consult Healthcare Professionals
Before starting any new nutrition or wellness program:
Consult your physician or healthcare provider
Discuss your individual health needs and conditions
Obtain approval for dietary changes, especially if you have:Diabetes or blood sugar regulation issuesHeart disease or cardiovascular conditionsEating disorders or history of disordered eatingFood allergies or intolerancesAre pregnant or nursingAre taking medicationsHave any chronic health conditions
Individual Results Vary
Results mentioned in our materials are not typical and cannot be guaranteed
Your results will depend on many factors including genetics, health status, consistency, and individual circumstances
Testimonials represent individual experiences and may not reflect typical results
Licensed Therapist Clarification
While Erika Delco is a Licensed Clinical Social Worker (LCSW):
The products and programs sold through this website are educational and coaching services, NOT therapy services
No therapist-client relationship is created through the purchase or use of these products
If you need mental health treatment, please seek appropriate professional care
10. Assumption of Risk
By using our Services, you acknowledge and accept that:
Personal Responsibility
You are solely responsible for your health and wellness decisions
You assume all risks associated with implementing any information or recommendations
You will seek professional medical advice before making significant health changes
No Guarantees
We make no guarantees about specific results or outcomes
Individual results vary significantly
Success depends on your effort, consistency, and individual circumstances
Release of Liability
You release The END Solution Coaching, Erika Delco, and all affiliates from any claims, damages, or losses arising from:
Your use of our Services or products
Implementation of any information or recommendations
Any health-related decisions you make
11. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW:
No Warranties
OUR SERVICES AND PRODUCTS ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
Warranties of merchantability
Fitness for a particular purpose
Non-infringement
Accuracy, completeness, or reliability of content
Limitation of Damages
THE END SOLUTION COACHING, ERIKA DELCO, AND ALL AFFILIATES SHALL NOT BE LIABLE FOR ANY:
Indirect, incidental, special, or consequential damages
Loss of profits, revenue, data, or use
Personal injury or property damage
Damages arising from your use or inability to use the Services
MAXIMUM LIABILITY: In no event shall our total liability exceed the amount you paid for the specific product or service giving rise to the claim.
Exceptions
Some jurisdictions do not allow limitations on certain warranties or damages. In such jurisdictions, our liability will be limited to the fullest extent permitted by law.
12. Indemnification
You agree to indemnify, defend, and hold harmless The END Solution Coaching, Erika Delco, and all affiliates, employees, and partners from any:
Claims, demands, or lawsuits
Damages, losses, or expenses (including legal fees)
Arising from or related to:Your use of the ServicesYour violation of these TermsYour violation of any third-party rightsYour misuse or distribution of our intellectual property
13. Termination
Your Right to Terminate
You may stop using our Services at any time. To close your account, contact us at [email protected]
Our Right to Terminate
We reserve the right to:
Suspend or terminate your access immediately
Refuse service to anyone at any time
Remove or disable access to any content
Reasons for Termination:
Violation of these Terms
Fraudulent activity or abuse
Sharing or distributing our products
Requesting excessive refunds
Abusive behavior toward our team
Effect of Termination
Upon termination:
Your right to access and use the Services ends immediately
You must cease all use of our products and materials
You must delete all downloaded materials
Refunds will not be issued for terminated accounts (unless required by law)
Provisions that should survive termination (intellectual property, disclaimers, liability limitations) will remain in effect
14. Governing Law and Disputes
Governing Law
These Terms are governed by the laws of the State of [Your State], United States, without regard to conflict of law provisions.
Dispute Resolution
Informal Resolution
Before filing any formal claim, you agree to:
Contact us at [email protected] to describe the issue
Allow us 30 days to attempt to resolve the dispute informally
Negotiate in good faith toward a resolution
Binding Arbitration
If informal resolution fails, you agree that disputes will be resolved through binding arbitration rather than in court, except that:
You may assert claims in small claims court if they qualify
Either party may seek injunctive relief in court for intellectual property violations
Arbitration Rules:
Conducted by the American Arbitration Association (AAA)
Under the AAA Consumer Arbitration Rules
Arbitrator's decision is final and binding
Judgment may be entered in any court with jurisdiction
Arbitration Costs:
Each party pays their own attorney fees
Other costs determined by arbitration rules
We will reimburse your filing fee if your claim is $75 or less
Class Action Waiver
YOU AGREE TO RESOLVE DISPUTES ONLY ON AN INDIVIDUAL BASIS.
You waive any right to:
Participate in a class action lawsuit
Join a class arbitration
Act as a representative in any collective action
Jurisdiction and Venue
For any disputes not subject to arbitration, you agree to the exclusive jurisdiction and venue of the courts located in Suffolk County, NY.
15 Modifications to Terms
Right to Modify
We reserve the right to modify these Terms at any time. When we make changes:
We will update the "Last Updated" date
We will post the revised Terms on our website
For material changes, we will provide notice via email or website notification
Your Acceptance
Continued use of our Services after changes take effect constitutes acceptance of the modified Terms.
If you do not agree to the modified Terms:
You must stop using our Services
Contact us for a refund if you purchased a product within 30 days
16. General Provisions
Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and The END Solution Coaching.
Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full effect.
No Waiver
Our failure to enforce any provision does not waive our right to enforce it later.
Assignment
You may not assign or transfer these Terms. We may assign our rights and obligations without restriction.
Force Majeure
We are not liable for delays or failures caused by events beyond our reasonable control (natural disasters, pandemics, government actions, etc.).
Survival
Provisions that should reasonably survive termination (intellectual property, disclaimers, liability limitations, indemnification) will continue to apply.
Headings
Section headings are for convenience only and do not affect interpretation.
Language
These Terms are written in English. Any translations are for convenience only. The English version controls in case of conflicts.
17. Contact Information
If you have questions about these Terms, please contact us:
The END Solution Coaching
Erika Delco
Email: [email protected]
Website: www.erikadelcocoaching.com
Address: 73 Old Post Road, Setauket, NY 11733
Customer Support Hours: We respond within 24-48 hours
18. Acknowledgment
BY USING OUR SERVICES, YOU ACKNOWLEDGE THAT:
You have read and understood these Terms of Service
You have read and understood our Privacy Policy
You agree to be bound by these Terms
You understand the limitations and disclaimers
You accept full responsibility for your use of our Services
You understand this is not medical advice or treatment
Last Updated: 1/1/2026
Effective Date: 1/1/2026
These Terms of Service were created for The END Solution Coaching. All rights reserved.